Commercial Loans

Commercial Mortgages & Remortgages

Buying a business premises rather than renting is obviously an investment rather than empty money. Taking out a commercial property mortgage can have other benefits too – like tax deductable interest payments, for example.

Along with the positives, there are some restrictions and downsides too – which is why the help of a commercial mortgage broker like ourselves is invaluable.

We are able to arrange commercial mortgage loans and commercial remortgages with a loan-to-value (LTV) ratio of up to 75% with no additional security requirements.

For clients who can provide additional security for their commercial mortgage – for example, by securing it on a home or other investment property – we can arrange loans of up to 100% of the purchase price or value.

Examples of properties appropriate for a commercial mortgage:

  • Freehold public houses
  • Offices
  • Convenience stores and retail units
  • Factories and warehouses
  • Land
  • HMO (houses in multiple occupancy)
  • Nursing homes
  • Industrial units
  • Care homes
  • Flats under one freehold title
  • Owner occupation
  • Investment purposes
  • Leasehold business purchases
Please contact us for more information or to arrange a free initial meeting.
Authorised & regulated by the Financial Conduct Authority (FCA). The FCA do not regulate Commercial Mortgages, Bridging Loans & some forms of Buy-to-Let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration. There may be a fee for Mortgage Advice. A typical fee is £250 but the precise amount will depend upon your circumstances and will be disclosed prior to any financial commitment.
Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority. On behalf of APS Legal & Associates Ltd, White Hart Yard, Bridge Street, Worksop S80 1HR. APS Legal & Associates is a member of the Institute of Professional Willwriters. APS Legal & Associates complies with the OFT Approved IPW Code of Practice.
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