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Our mortgage repayment calculator gives a quick indication of what your monthly repayments will be for different types of mortgages. The mortgage repayment calculator results are based on the figures you have put in and does not include any introductory discounts, subsequent rate increases, lender fees which may be added to the loan, or the cost of any ancillary insurance products. It should therefore only be used as a guide and not solely relied upon. Should you enquire further we will provide you with a Key Facts Illustration (KFI) which is a much more detailed illustration of the features and costs associated with a specific mortgage product.
Whilst some mortgage lenders may not require evidence of an applicant’s earned income, Hallmark Financial Services Ltd will not advise upon any mortgage transaction without being satisfied that the mortgage repayments are affordable by the applicant. This could be in the form of one or more of the following : employed payslips, employment contract, employers reference, self employed accounts, tax assessments, accountant’s reference, detailed budget plan, bank statements. Please contact us should you have any questions regarding the above.
Click here for the Financial Conduct Authority’s guide on what do if you are unable to maintain your mortgage payments. Please contact us should you have any further questions regarding this.
Please contact us for more information or to arrange a free initial meeting.