Authorised & regulated by the Financial Conduct Authority (FCA). The FCA do not regulate Commercial Mortgages, Bridging Loans & some forms of Buy-to-Let mortgages. Your home may be repossessed if you do not keep up repayments on your mortgage. To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration. There may be a fee for Mortgage Advice. A typical fee is £250 but the precise amount will depend upon your circumstances and will be disclosed prior to any financial commitment.

Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority. On behalf of APS Legal & Associates Ltd, White Hart Yard, Bridge Street, Worksop S80 1HR. APS Legal & Associates is a member of the Institute of Professional Willwriters. APS Legal & Associates complies with the OFT Approved IPW Code of Practice.

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