By providing protection you are ensuring that you and your family will be protected in the event of your illness, injury or death.

The following may apply to protect your mortgage, your business or just for general family protection.

Life Assurance
Financial protection for your loved ones in the event of your death can be arranged as either a tax-free lump sum or regular income benefit. This could be used to fully repay your mortgage or provide funds to maintain your family's standard of living.

Critical Illness Cover
You are many times more likely to suffer critical illness than die during your working life. A tax-free lump sum can be provided in the event of such a diagnosis which can be used to repay your mortgage or pay for healthcare.

Income Protection
This is insurance to provide you with continued tax-free income whilst you are unable to work owing to long-term illness or injury.

Private Medical Insurance (PMI)
The high cost of private medical care can be insured on an individual or family basis. A PMI policy will ensure that you and your family are well looked after with high quality care in the event of illness.

Inheritance Tax (IHT)
A flexible policy can be used to pay an IHT liability by your beneficiaries on your death.

Please contact us to discuss your situation and requirements.