Commercial Mortgages

Buying a business premises is an investment rather than the empty money of renting. Taking out a commercial property mortgage can have other benefits too – for example, tax deductible interest payments.

Along with the positives, there are some restrictions and downsides too – which is why the help of a commercial mortgage broker like ourselves is invaluable.

We are able to arrange commercial mortgage loans and commercial remortgages with a loan-to-value (LTV) ratio of up to 75% with no additional security requirements.

For clients who can provide additional security for their commercial mortgage – for example, by securing it on a home or other investment property – we can arrange loans of up to 100% of the purchase price or value.

Examples of properties appropriate for a commercial mortgage:

  • Freehold public houses
  • Offices
  • Convenience stores and retail units
  • Factories and warehouses
  • Land
  • HMO (houses in multiple occupancy)
  • Nursing homes
  • Industrial units
  • Care homes
  • Flats under one freehold title
  • Owner occupation
  • Investment purposes
  • Leasehold business purchases

Please contact us to discuss your situation and requirements.