Buying a business premises is an investment rather than the empty money of renting. Taking out a commercial property mortgage can have other benefits too – for example, tax deductible interest payments.
Along with the positives, there are some restrictions and downsides too – which is why the help of a commercial mortgage broker like ourselves is invaluable.
We are able to arrange commercial mortgage loans and commercial remortgages with a loan-to-value (LTV) ratio of up to 75% with no additional security requirements.
For clients who can provide additional security for their commercial mortgage – for example, by securing it on a home or other investment property – we can arrange loans of up to 100% of the purchase price or value.
Examples of properties appropriate for a commercial mortgage:
- Freehold public houses
- Convenience stores and retail units
- Factories and warehouses
- HMO (houses in multiple occupancy)
- Nursing homes
- Industrial units
- Care homes
- Flats under one freehold title
- Owner occupation
- Investment purposes
- Leasehold business purchases
Please contact us to discuss your situation and requirements.